Mortgage Affordability Calculator

See roughly how much home you can afford based on income, debts and deposit.

Comfort level = share of monthly income you're happy to spend on housing. 28–35% is typical.

You could look at homes around

Tell us your income and deposit, and we'll show your rough buying power.

How it works

We take your monthly income, subtract existing debt payments, then apply your chosen debt-to-income comfort ratio to find a safe monthly housing budget.

That budget is run through the standard mortgage formula to find the maximum loan, then we add your deposit to estimate the property price you could realistically target.

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